– Also called "Current
Owner Search". - We examine title from the time the borrowers
acquire title to the present. We obtain a copy of the deed and check
county records for mortgages and liens. We also, note tax
evaluations and half-year amounts. This information is presented in
a concise; easy to read printed report.
Full Title Search – Title is examined for a period of not
less than forty years, checking each owner during that time frame.
We check for applicable liens, mortgages, easements, leases, and
court cases and probate proceedings. This information is compiled
into a Title Commitment or Binder.
Exam Only Services – This department offers
title search notes or "raw title" to attorneys and outside title
companies for use in their title operations.
Closing Services – Taking information obtained from the
title search, our processors coordinate the real estate closing.
They obtain lien and mortgage pay off figures, prepare closing
documents (including deeds) and, arrange a convenient time and
location for the execution of the documents with all parties
involved.
Attorney Opinion – Our attorney reviews the notes from the
full title exam and issues a written opinion as to the marketability
of the title to the subject property.
Education – Many members of our staff are qualified to
offer educational presentations to offices on subjects such as Title
Insurance, Title Examinations, Closing Procedures, and Marketing.
Marketing Aides – Our marketing staff offers a wide
variety of marketing tools and information to help you grow your
business.