Sample Document. Intended as reference only

                                                                                                 Your actual closing documents will vary according to the lending institution.

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If all or any part of the Property or any Interest in the Property is sold or transferred (or if Borrower is not a natural person and a beneficial interest in Borrower is sold or transferred) without Lender's prior written consent, Lender may require inunediate payment in full of all sums secured by this Security Instrument. However, this option shall not be exercised by Lender if such exercise is prohibited by Applicable Law.  

If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall provide a period of not less than 30 days from the date the notice is given in accordance with Section 15 within which Borrower must pay all sums secured by this Security Instrument. If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower.

WITNESS THE HAND (S) AND SEAL (S) OF THE UNDERSIGNED  

_______________________________(Seal)                ________________________(Seal) 

FRED R. SAMPLE                               - Borrower                                                           - Borrower

_______________________________(Seal)                _________________________(Seal)     

                                                             - Borrower                                                       - Borrower

                                                                                                                   [Sign Original Only]

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